Holiday gift-giving doesn’t have to be a pain! Follow these tips to save time and money.
• Shop early and record gifts in your planner or a small notebook so you don’t forget what you purchased. Store those gifts in a central location so they’re not scattered throughout your home. If you want to keep track of your holiday budget, write down the amount spent on each gift. Actually knowing what you have spent will keep you within your budget.
• Shop alone. Research shows that you’ll spend more if you shop with friends, children, or your spouse. And shop with a purpose. Avoid aimlessly wandering the mall by preparing a list of appropriate gift ideas. Leave your credit cards at home and pay with cash instead.
• If you find a great gift, buy it for multiple people on your list. And buy a few general presents — scented candles, restaurant gift certificates, stationery sets — to give to those unexpected guests who come bearing gifts.
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